您的位置:小鹅e贷 > 关于我们 > 公司介绍

公司介绍

English

公司简介:   

小鹅e贷(www.xiaoeyidai.com)是中国广东东部地区最早设立的互联网金融服务平台,致力于为有资金需求的借款人和有理财需求的投资者搭建一个轻松、便捷、安全、透明的网络金融服务平台。通过建立安全快捷、专业规范的网络平台,为资金需求方打造高效、便捷的融资新渠道,也为投资者提供风险系数极低且回报合理的投资方式。在实现投融合作双方互助共赢的同时,助力中小企业及创新型企业快速成长,为互联网金融发展和实体企业经济增长贡献责任价值。

小鹅e贷隶属于广东小鹅互联网金融科技有限公司,是经广东省工商局批准成立,注册资金3000万元人民币的互联网金融服务平台。公司成立于20131月份,办公选址粤东核心城市揭阳市榕城区临江北路宝德数码广场5楼。

目前,小鹅e贷聚集了金融、理财、财务、法律、技术等各方面专业人才,拥有科学的管理方法,敏锐的政策解读,严谨的风控体系,完善的保障机制。

小鹅e贷管理运营团队还与当地政府合作运营了粤东首个大型综合性金融信息服务平台——揭阳金融超市网www.jyjrcs.com),平台聚集了当地各类金融服务机构的金融服务产品以及当地居民的资金需求信息,为当地企业及个人搭建方便快捷的金融信息服务对接平台,让市民更方便享受各类金融服务。目前这种区域综合性大型互联网金融信息服务平台,全国尚属首例。

广东是中国改革开放的前沿地带。潮汕地区的居民自古勤劳吃苦,善于经商,被称为东方犹太人,是属于中国最早通过改革开发完成原始积累的人群之一。由于潮汕地区地少人多,自古以来潮汕人的置业意识非常强烈,人们非常倾向于将持有资金用于购置房产土地,并留给子孙后代。而这些购置的土地或建起的房产,尽管在村民之中价值被高度认可,却由于没有国家认可的产权证书而无法向银行等金融机构获得融资。这直接导致了当地中小企业在产业转型过程中,企业原始积累过多沉淀在这些不能抵押的资产而无法盘活,错失很多发展机遇。

当前,当地政府推出各项经济刺激政策,如电商大发展、中德双边合作项目——中德金属生态城等等,给当地创造了巨大的市场前景,然而很多中小企业却因为自有资金问题而无法全面参与当地经济的发展机遇。

小鹅e贷团队核心成员毕业于同济、复旦、上海财经大学、华南理工等名校的金融经济和软件工程专业。创立小鹅e贷之前,团队成员都是各自工作领域的精英。团队通过借鉴孟加拉国格莱珉银行(Grameen Bank)的“微型信贷”经验,联合政府相关主管部门,通过行业协会深入合作,通过当地村集体有效管理融资客户的非国有产权资产的流向。团队从2013年开始试点在粤东等欠发达地区开展互联网金融创业工作,旨在帮助中小企业解决融资难问题,助力欠发达农村地区中小微企业金融服务的发展。目前已经帮助来自全国各地超过2万投资人找到回报有吸引力且风险可控的投资对象,也缓解了当地包括电子商务、建材、五金制造、医药生产等众多客户的融资需求。


团队理念: 

勇于创新高效执行敢于负责严控风险

公司使命:

无论顺逆境,我们始终承诺坚持帮助转型中的中小企业,并实现自己的经济和社会价值

公司愿景:

一个受社会尊敬的专业互联网金融服务提供商



Company Profile

    EasyFinancing(www.xiaoeyidai.com) is the earliest and largest internet financial services platform located in the east of Guangdong, China. It is committed to build a comfortable, convenient, secure, transparent network financial service platform for the borrower and investors. Through the establishment of safe and quick, standard and professional network platform, it create a new, efficient and convenient financing channel for the demand for funds, also provided the investment opportunity with extremely low risk while reasonable return for investors.

    The EasyFinancing project team also cooperate with the local government to build and operate the first large-scale comprehensive financial information service platform -- Jieyang Financial Supermarket (www.jyjrcs.com), which has got the support of almost all the local financial services organization, meanwhile, the loans demand information of local residents. It is committed to build a convenient financial information services and docking platform for local enterprises and individuals, let the people more conveniently enjoy all kinds of financial service. At present, such kind of comprehensive regional large-scale internet financial information service platform hasn’t occurred in other place in China.

    Guangdong is the frontier zone of Chinese reform and opening up. Chaoshanese people, known as "Oriental Jew", are one of the earliest crowds who completed the primitive accumulation in China in the Chinese reform and opening up. Chaoshanese people addition to be good at business, there is another more prominent feature, is that they have a deep family values and concept of home. Due to not much land and lots of people in Chaoshan area, Chaoshanese people have a very strong house consciousness. People tend to purchase real estate and land if possible, passing to descendants.

    And such kind of land or building property within the village, although the value was highly recognized among the villagers, but no bank is willing to provide mortgage loans base on them because there is no national accreditation certificate for such kind of asset.

    This led directly to the huge difficulty in the industrial transformation process of the local small and medium enterprises. Their original accumulation was unable to be activated and unable be put in the circulation through the mortgage form bank, therefore missed a lot of opportunities to develop.

    At present, the local government introduced various policies to stimulate the economy, such as the Jieyang Airport Economic Zone, bilateral cooperation projects -- Sino German Metal Ecological City and so on, to create a huge market prospects, but many small and medium-sized enterprises was unable to participate fully in it because of its lack of money to invest.

    The core team members of EasyFinancing were graduated from Tongji University, Fudan University, Shanghai University of Finance and Economics and South China University of Technology. Before EasyFinancing founded, team members were the elite in their field. The pilot work of internet financial service in underdeveloped area like Chaoshan, aimed at according the real running situation of the local economy, solving their financing problems and helping the development of SMEs’ financial services in less developed rural areas.

服务热线

  • 400-182-2288
  • 0663-8162035

QQ联系

交流群号

188979217

理财资讯